Project Financing

60 MONTHS SPECIAL FINANCING*

On qualifying Home Services purchases of $2,000 or more (after discounts) made on a JCPenney Home Services Credit Card through 2/3/18. Fixed monthly payments required for 60 months. Must request at time of purchase.

12 MONTHS SPECIAL FINANCING**

On qualifying Home Services purchases of $500 or more (after discounts) made on a JCPenney Home Services Credit Card through 2/3/18.

24 MONTHS SPECIAL FINANCING***

On qualifying Home Services purchases of $800 or more (after discounts) made on a JCPenney Home Services Credit Card through 11/29/17.

 

*60 MONTHS SPECIAL FINANCING. Offer applies to qualifying Home Service purchases of $2,000 or more after discounts on a JCPenney Home Services Credit Card. Interest will be charged on promotional purchases from the purchase date at a reduced 5.99% APR and fixed monthly payments are required equal to 1.9328% of initial promotional purchase amount until promotion is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Standard purchase APR is 26.99%. Minimum interest charge will be no less than $2.00. Existing cardholders should see their credit card agreement for their applicable terms. Promotional purchases of delayed delivery merchandise will be charged to account when merchandise is available for delivery. Subject to credit approval.


**NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS.
Must request at time of purchase. Offer applies to qualifying Home Service purchases of $500 or more after discounts on either a JCPenney Home Services Credit Card account (excludes Puerto Rico store purchases). Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. Discounts or other promotional offers that reduce the purchase amount may result in the minimum qualifying purchase amount requirement not being satisfied. Under the promotion, no interest will be assessed on the promotional purchase if you pay the promotional purchase amount in full within 12 months. If you do not, interest will be assessed on the promotional purchase from the date of the purchase. Making required minimum monthly payments may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. For new JCPenney Credit Card accounts: Standard purchase APR is 26.99%. Minimum interest charge will be no less than $2.00. Existing cardholders should see their credit card agreement for their applicable terms. Promotional purchases of delayed delivery merchandise will be charged to account when merchandise is available for delivery. Subject to credit approval.


***NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS.
Must request at time of purchase. Offer applies to qualifying Home Service purchases of $800 or more after discounts on either a JCPenney Home Services Credit Card account (excludes Puerto Rico store purchases). Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum monthly payments required. Discounts or other promotional offers that reduce the purchase amount may result in the minimum qualifying purchase amount requirement not being satisfied. Under the promotion, no interest will be assessed on the promotional purchase if you pay the promotional purchase amount in full within 24 months. If you do not, interest will be assessed on the promotional purchase from the date of the purchase. Making required minimum monthly payments may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. For new JCPenney Credit Card accounts: Standard purchase APR is 26.99%. Minimum interest charge will be no less than $2.00. Existing cardholders should see their credit card agreement for their applicable terms. Promotional purchases of delayed delivery merchandise will be charged to account when merchandise is available for delivery. Subject to credit approval.